Cookie Policy

What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. They're pretty common across the internet – most sites use them to remember things about you between visits.

Think of cookies like bookmarks that help websites remember your preferences, login status, or items in your cart. They can store information for just one browsing session or persist for months or years, depending on their purpose.

We use cookies alongside similar technologies like pixel tags and local storage. These all serve roughly the same purpose: making your experience smoother and helping us understand how people use our financial modeling tools.

Types of Cookies We Use

How We Use Tracking Technologies

Improving Your Experience

When you're working with complex financial scenarios, the last thing you want is to lose your progress. Our cookies help preserve your work as you move through different sections of the platform. They also remember settings like your preferred currency display or calculation methods.

Understanding Usage Patterns

We track which features get used most often and where people tend to encounter difficulties. This isn't about watching individual users – it's about spotting trends that help us make better design decisions.

For instance, if we notice that people frequently abandon a particular form halfway through, that tells us something might be confusing or too complicated. We can then work on simplifying it.

Security and Fraud Prevention

Some cookies help us detect unusual activity that might indicate unauthorized access attempts. They work in the background to verify that each request to our servers is legitimate.

Managing Your Cookie Preferences

You have control over which cookies you accept. Most browsers let you block or delete cookies, though doing so might affect how certain features work on our site.

Keep in mind that blocking essential cookies will prevent you from logging in or saving your work. Functional cookies enhance usability but aren't strictly necessary. Analytical and marketing cookies can be disabled without affecting core functionality.

Third-Party Cookies

Sometimes we embed content or services from other providers – things like video tutorials or interactive calculators. These third parties might set their own cookies when you interact with their content on our site.

We try to work with reputable providers who respect privacy, but we don't control their cookies directly. Each third party has their own privacy policy that explains how they use tracking technologies.

Data Retention

Different cookies have different lifespans based on their purpose:

• Session cookies expire when you close your browser. They're temporary by nature.
• Persistent cookies stay on your device for a set period, which could be days, months, or even years depending on what they do.
• Authentication cookies typically last between 30 and 90 days, so you don't have to log in every single time you visit.
• Analytics cookies often persist for around two years to track long-term usage trends.

You can clear all cookies at any time through your browser settings. This will log you out of the site and reset any personalized preferences.

Updates to This Policy

We review and update this policy periodically to reflect changes in technology, legal requirements, or our business practices. When we make significant changes, we'll update the date at the top of this page.

We won't reduce your rights under this policy without your explicit consent. If you continue using the site after we post changes, that indicates you accept the updated terms.